We're Here to Help
Spectrum Health believes health care services should be accessible to everyone. If you are one of the millions of Americans without insurance, who are underinsured or without insurance entirely, we can help.
Do You Qualify for Financial Assistance or Medicaid?
Spectrum Health can work with you to create interest-free payment plans customized to meet your needs and outstanding balances. If you need extra time to pay for your care, we have partnered with Commerce Bank to offer Health Services Financing (HSF®) accounts enabling a simple, affordable way to pay your medical bills over a time period of up to 60 months.
Patients and families are eligible for HSF® regardless of whether you have insurance, and without requiring a credit check. There are no set-up fees. For more information, please review these frequently asked questions and answers. You can enroll by phone by calling our patient financial team at 844.838.3115. You can also self-enroll here.