Annual open enrollment period is November 1st to January 15th.

Spectrum Health Financial Counselors are trained to understand your financial concerns and help you find payment solutions for your health care needs. Their services are free and they are available at all Spectrum Health locations.

Not all health insurance plans are the same. Spectrum Health’s Financial Counselors are Affordable Care Act Certified Application Counselors. A financial counselor can guide you through the process of selecting and enrolling in insurance coverage. He or she will provide you with the information you need to help make an informed decision about a health plan that will best meet your needs.